Overseas Student Health Cover (OSCH)
Overseas student health cover or OSHC is a special health insurance coverage plan devised for all foreign students studying in Australian colleges and universities. OSHC should be maintained by the international students during their stay in Australia. It is a mandatory visa requirement for all international students except for below exceptions:
- Norwegian student covered by the Norwegian National Insurance Scheme
- Swedish student covered by Kammarkollegiet.
- Belgian student covered under the Reciprocal Health Care Agreement with Australia.
Please note that all international students and their dependents must maintain OSHC as per the rules of the Department of Immigration and Citizenship.
Why do you need OSHC?
First and foremost, it is required by the Department of Immigration and Citizenship as a visa requirement during their study in Australia.
Secondly, it assures that you and your family will be given good care during health adversities by saving your lots of money and making your expenses manageable.
What does OSHC Cover?
The insurer provides OSHC policy under OSHC Deed with the Department of Health which further provides Explanatory Guidelines for the Deed. It also provides a One-Page Fact Sheet about the Deed and how OSHC works. For more information, contact your OSHC insurer.
Generally, OSHC covers the cost of hospital and medical bill. There are some benefits paid for ambulance services. The coverage may vary according to the plan you purchase. Some of the cost such as dental, physiotherapy, optical are not covered by standard OSHC. You may choose to buy extra OSHC plan. The OSHC insurance plan will not cover any treatment arranged in advance of arrival to Australia, treatment to and from Australia, as well as transportation into or out of Australia.
How can Goodway Education and Visa Services Help?
We have done lots of research and analysis on selecting some of the best OSHC providers in Australia. Our partner’s policies meet and comply with the conditions of Australian health funds to offer high quality cover for overseas students. They offer value for money benefits to overseas students. Our counselors shall help organize your health insurance coverage.
You can apply online for your OSHC and have your policy confirmed in just few minutes.